
Glen
Apr 16, 2025
What High-Ticket Businesses Actually Need
Stripe is great. If you're selling T-shirts. Or SaaS subscriptions. Or anything where the volume is high and the transactions are simple.
But if you run a high-ticket business — selling services, programs, retainers, or offers over $1,000 — Stripe starts to feel like a tool that’s just not built with you in mind.
It’s not that Stripe doesn’t work for high-ticket. It does. But every core feature you actually need — flexible payment plans, invoicing, automation, commission tracking, real support — is either:
something you’ll have to duct-tape together with third-party tools
or something you’ll have to pay extra for, sometimes a lot extra
Want to offer custom payment plans? That’s a 0.7% fee or $649/month.
Need automatic receivables tracking? That’s extra too.
How about real human support when something goes sideways? Not happening.
That’s exactly why we built Optimate — to give high-ticket businesses what they actually need, without charging extra for the obvious stuff.
Built for high-ticket businesses. Not online retail.
Optimate isn’t just a Stripe alternative. It’s a sales operations platform designed for the way high-ticket businesses operate — with the tools you need already built in:
Custom payment plans
Auto-collection of outstanding receivables
Built-in commission tracking
Leaderboards and goal tracking for your team
Calendar integrations for clean KPI data
And real support from real people
And we’re just getting started; our dev team is busy building things like BNPL options, ads tracking, AI insights and more, so you’ll want to be around when those updates start dropping…
Before we get there, let's break down a side by side comparison between Optimate and Stripe:

Optimate doesn’t replace Stripe for everything — just the stuff Stripe doesn’t handle well
If you’re running an ecomm brand or taking microtransactions, Stripe might still be your best bet. But if you:
Sell high-ticket offers
Want custom payment plans without hidden fees
Need built-in tracking, visibility, and client support
Actually want to talk to a real person when things break...
Then Optimate was literally built for you.